Friday, December 9, 2016
Catching Our Breath
So feel like it will take months to catch our breath. These last few months of one thing after another. So many things were put on the back burner. Well I'm starting to move a few of those things slowly to the front burner. Today I got all my bags I'm giving for gifts all sewed and wrapped. I had so many bags in different processes of getting done.
Soon the Barbie sewing will happen.
I have a house that is an utter mess. I need to wrap my head around Christmas. I can forget cards again this year. Sigh. I have a garden to think about and plan or not plan. Just so many things and so little time.
So one thing that was or will be soon moved to the front burner is our savings. Or well lack of it. When hubby got hurt I quickly pulled money out of savings and into checking and just went light on life, but mortgage and bills have to be paid. But we were told that L&I would kick in and we would be ok. HUH. We were paid 200 dollars for 13 days of work missed. Like really? Now we make squat, but that is more then squat. Or well less then squat, depends on how you look at something I guess.
So put that 200 into savings and I'm trying to attempt to get back on track. Except we got hit with a very high SS tax payment this week? Hubby is asking work about it because we have never paid that much in SS taxes? So our food money was really tight this week and not a spare cent to hit savings. It's always something.
So I need to rebuild savings and not just rebuild it. But really build it up. We got lucky this time around that hubby was only out two weeks. Next time could be worse?
But got me thinking it's hard for us to save. Like really hard. But got thinking what if I thought of it like a debt? We would hammer it down until it was nothing. What if I take a number like 5k and just throw every cent at it until it was down to nothing. Although in turn not down to nothing, but up to 5k?
So I think I will get a notebook and pick a number and record every penny until we are down to zero. At the same time I am going to attempt to take about 5-10 out of food budget every week and pay down the house. It won't be a lot I know. but every penny will help us get ahead.
We have got to get back on track. So after Christmas watch out because I'm bringing out the hammer.
*If anyone has any Christmas dust to spare I could use some, really, really not in the Christmas spirit around here that is for sure. Like I want to pack it all up and take down lights and yeah. I just need a really good and calm 2017. Do you think Santa will bring me one?*