Sunday, October 19, 2014

Sewing, Weekly Update, & Mortgage Challenge

Yeah, Yeah, I know I"m running late this week. Next week I plan on showing off a sewing project I got off into the mail a few days ago.


I made this little thing for Tucker. Daddy said that mommy would make him a eye glass holder for his bed. But I couldn't picture it. Well until I came across a scrap piece of fabric and some monkey flannel scraps and this was born. It will not only hold his glasses, but some small babies he has.


And then the scarecrow. Oh Lordy the scarecrow. So the boys saw this guy and they were like MOM you have to make this. Found the pattern here And so I got the pattern and started to work on it. Now I don't have much luck with patterns. Still don't know if it's me or the writer of the patterns? So got the head all sewed up and all was going well. Got the shirt at goodwill, and the pants. Oh Lordy the pants. Hit three goodwill's, no one has overalls? really? so these are a pair of hubby's old pants, with me sewing on the straps. Now the wings. Got them all cut out ok, but the patten to place these? I was banging my head against the wall, wanting to scream. It's like really you can't draw a line and put them in order? Even hubby was going, huh? But they are wings, so I placed them and sewed them to how I wanted them. So in the end it was no big deal. BUT.


So he now greets people as they enter our driveway. But since we get so little traffic here, he may be very bored?





So lots going on this week. We sat down and went over some money issues. It pains me to pay pmi on the house and we don't have to be. Rates are dropping. And do we really have to pay hazard? After the math, if pmi was dropped, we could be reducing our mortgage by at least 1,000 a month. If not more. I didn't count in a rate drop. Dropping the mortgage total by 1,000 a month would be dreamy. Since we only want to move one more time, and probably move to OR. We are pretty much here for awhile. So since we are here, lets work on paying down the house. We also made other small money goals. Like upping our emergency fund. Right now it will pay for the mortgage for 3 months. Aim to have about 6 months by the end of next year? Small steps. 

So we have an email into our Mortgage lender, he will get back to us tomorrow with numbers. If we can drop pmi and our rate, we may go forward, if not, then we won't. And dropping hazard would be a dream. So we shall see? 


Other then that, school, squash, and sewing.

Friday, October 10, 2014

ZOO, weekly update & Mortgage Challenge


So got up Monday morning, and the kids had no idea, they thought they were going to have a regular school day. I had all ready had everything packed and in the car, so they know nothing. I yelled field trip, stunned looks came over their face. Told them to be dressed and in the car in 5 minutes. And off we went. It wasn't until we pulled in (after getting turned around a few times) that they realized we were at the zoo. 

Tell ya I LOVE going when we did. Probably one of the last hottest days of the year. No school classes. No crowds. We got to spend time looking at the animals and walking around. We spent a good 3-4 hours there.




























So we are now moving into fall. Rain is coming and I'm working on cleaning the outside. Still clearing beds, finding the porch, and still harvesting. Canning pumpkin daily, putting squash on the dryer daily and then turning it into flour. 

Not to mention my mountain of sewing projects. So at night I'm sewing away. Photos one day I'm sure? 

Mortgage front, down to 115,300. Can't wait to hit the 114's. We are now back on track of paying the extra money weekly. Hoping to keep that up between now and the end of the year? Took a week off so we would have money for the chicks sale. Although didn't spend it there, nope, it was spent at the zoo. But it was nice have the kids out. Need to do more outings.

Saturday, October 4, 2014

Odds & Ends

What Marcie? are you blogging two days in a row? what is up with you?


First at the chicks sale found these guys. OH my boys fell in love and Mom you HAVE to make some.


After some thought, found the pattern and thought some more.


Went back this morning and took photos. And I will be buying the pattern real soon.


Brought this guy today. No idea what he is, after some googling I have a name, but I could be wrong? Anyone know? It's heirloom.


I know what this guy is.


This is the bird house I bought. Three holes on the front, one each on the sides.


And two in the back. I will be painting it soon.

Friday, October 3, 2014

Weekly Update & Mortgage Challenge

Been a quiet, but busy week. Last Sunday we went out to the back field and totally cleaned out half of the garden beds. It looks so empty out back now.


The green stuff? Oregano, I never planted it here, but yet I keep digging it up and moving it to the front and it keeps coming back. I gave up this year. Need to do a harvest of it soon and cut it back for winter. 


Empty beds. 

This is that new bed we put in. We moved the Feverfew over. So now I have lilac's and feverfew. More to come. 

This upcoming year I will be adding more herbs to the garden, I took a break this year so I could focus on what I had. Made sure they were all ok. Moved the ones that needed a bigger home. But now it's time to add a few more to the collection. 

But mostly a quiet week. Been going out nightly and cleaning one front yard bed a day. Working slowly on cleaning up the front yard. 

Today was the chicks sale and nothing to exciting. We picked up two wagon wheels I will show off later when we re-do the fence this spring. It's on the verge of falling down. Got a new bird house. It's new, so I need to paint it and de-stress it. Of course the sales are hit or miss. Some years we hit well and some we don't, and this was a don't. 

So with the money saved, we may take the kids to the zoo? We haven't been there in over two years. Might be nice to have a surprise. Of course we won't tell them. Just wake up and tell field trip, get in the car! 

Mortgage didn't drop too much this week. I didn't pay the extra 135, saving that for the chicks sale. But I did pay the monthly mortgage payment. Get back on track next week and should be able to end the year well. Mortgage is currently at 115,432.31

Thursday, September 25, 2014

Play Room Pixs, Weekly Update, & Mortgage Challenge

Boy that was a mouth full. FINALLY getting around to taking photos of the new play room. Believe it or not I hand made all those Lego's on the wall. Really not that hard, took time more then anything. I used a straight edge and we went off of 4 x 4 inch measurements. Hard to see on some of the photos but I did draw in all the circles as well. I used canned food and drew around them.


I brought a table at surplus for a whopping 5 dollars.


No idea what Cole was doing back there?


We put in new carpet. I am NOT a fan of carpet and all the chemicals it comes with. BUT this room is in the garage, and the floors get very cold in the winter. So far so good with no puppy pee on it. The door is closed when no one is in there. And the puppy is about 99.5 % potty trained.


Some close ups.





I LOVE the gray above. I have my eye on some Lego art work, I think once I get that, it will look awesome up above.


Our Lego sorter. Got from surplus long ago. Each bin holds a color. 


Mr. Tucker and his new glasses. Took Tucker in to get his eyes checked because we have really fallen behind in school with him. Every day has been a struggle. Come to find out he is blind as a bat. Things have changed so much in two years he is off to see a specialist in December. Although he can see now. I don't think it will be long before he will catch up. We shall see? The fit throwing during English and reading have stopped, probably a good sign?

Fall has set in and hit us hard. One day it was summer and in the 80's, next day fall and pouring rain and just yuck. I'm sneaking out when I can, and cleaning beds. The neighbors horse was helping last night, he cleared the grapes for me. ARG.We have a few dryer days coming up so I should be able to clear most of the back beds and get them covered for winter. I'm putting up food daily. So we will get there. I picked a 24 pound squash yesterday. Yikes.

We have started constructing the raspberry bed. I'll take photos soon. It will be interesting on where I"m putting it. Feverfew was moved and looks good. Chicks sale is coming up, and I'm hoping for planters. Lots and lots of planters. 

On the Mortgage front, we are moving along. Down to 115,652.00. Just LOVE seeing the total go down, but dang there have been some hard weeks. Middle of one now, add in trying to save for the chicks sale, and my shopping list this week is insane.


Wednesday, September 17, 2014

Weekly Update & Mortgage Challenge (plus new garden bed)



So I did it again. Hubby and I were out working in this herb bed. Remember this guy? Well my Fever View has spread like crazy. Tuckers plant is having babies everywhere, and my Lilac's are buried and not being treated with the love they should have.


So this bed is for the lilac's. I will move the Fever View into the bed. I will this spring find all of Tucker's babies and put them into the bed. I plan on getting some Wintergreen and that will be placed in this bed, because it's also a spreader. Just kinda a catch all bed. 

So I bought a bunch of brick, this is four yards of dirt. Holes in the brick will hold Lavender. 

If you are wondering about the post and well. This is an RV parking site. We unhooked the electric long ago and the well is not working at the moment.  But we want to keep everything in place, until we decide if we are ever selling or staying?


And then yesterday our neighbor surprised us. She ordered ten yards of gravel, and now we have to rearranged our weekend in nearly 90 degree heat and work on the road. A bit surprised because we chatted about picking a day a wee bit later into fall to dodge the heat. But nope. And hubby can't take the day off. So he is working on road and then going to work, to finish off Sunday. All neighbors are working. 

Fall is coming, tomatoes have tanked, so now it's time to tear apart the garden. It's not just me on the tomato front, after talking to a few it's everyone in town. So it's more weather then anything. Just sad. 

Our Mortgage has dropped to 115,792.31 With each drop it's much easier to breath. I can't believe how close we are to 115k. That will be an exciting day.

About it here, just crazy busy with school, and garden. Tough money week ahead, but we will breath through it and be ok.

Wednesday, September 10, 2014

Weekly Update and under 16k Mortgage Challenge


The garden is slowly coming to an end. But there are still a few things to take photos of! The light was just right for Teddy the other day. Oh how pretty he is. This is a Teddy Bear Sunflower


An awesome sunflower.


How pretty is this mini rose? I'm not a fan of pink but crap this is pretty!


And finally, a photo of what I picked up in OR. A Prickly Pear. Hubby talked me into it. I really need to stick to NO. Because this was a pain in the ASS to bring home. A prickly pear is nothing to mess with. You don't touch this unless you are fully gloved and clothing. We actually lost a few paddles coming home, but it's still a pretty thing. 

A bumpy week. We are on day 8 of homeschooling. We've had bumps, the other day we got so far off, I couldn't figure it out. But today went so smooth it wasn't funny. But taking it one day at a time here. We are taking off Friday, as Tucker has an eye appointment and then stay in town to do errands and save on gas. Daddy had an eye appointment on Monday and needed new glasses. So as daddy was looking, Tucker picked out a pair. Oh he is all set if he needs glasses. He is really struggling so I think it's time for him. But he looks so good, so we shall see. Glasses are not paid by insurance. so we've been saving for this. 

Our Mortgage is under 116k. YEAH. Currently at 115,924.31, working hard at keeping on track. Just hope there are no more mortgage bumps.

Thursday, September 4, 2014

Weekly Update & Mortgage Update





Oh how I LOVE these tomatoes. I think I will have to do these every year. These tomatoes are very tiny. BUT I bought some seeds this year that are suppose to be smaller? we will see. These are Matt's Wild. And they just melt my tomato picking heart.


Not a great tomato year, this year. I think it's more of a weather thing then a me thing? Too wet, not enough sun, they are turning brown and dying off on me. I've lost one whole bed so far. Although Siberia is doing well. These are new to me this year. Seem to be a study stream of tomatoes for me. A bit larger then a cherry. We have a week of sun ahead so I'm hoping for a bunch of red tomatoes. I'm watching the weather. Hoping to give everything a few more weeks before we are talking frost? 

We started school on Monday. There are a lot of wrinkles this year. We are slowly ironing them out. We are trying some online things this year. After Monday we realized it's more of a guide. It's good for science, history and art. Not sure on the spelling. But trying it for now. The math SUCKS. So I'm still doing Saxon, We realized the English sucks so we will keep with Bob Jones for English. We have expanded reading. This week it's 20-30 minutes in a week or two it will be a strong 30 minutes each.

Money wise, things are going from tight to tighter. Oh boy. You add in Christmas is coming. It's scary. We lost a LOT of food money this month. No idea why as nothing money wise has changed, but we were hit hard. I went over every number when we got the paperwork and they didn't input any wrong numbers so IDK. But it will really hurt. We are barely getting by as it is. But then you think that is the government for ya, never wanting to help, keep ya poor. Because you we would be ok if we were not paying down the house. 

And that is something I'm torn about daily. How can one pay down a house with a budget like this? But yet paying down the house will help the budget in about a year or so, and set us up, to look good. And the feeling you get every time you log in and see the total going down and down. If all goes well we will be below 113k at the end of the year. I would LOVE to be at 100k at the end of next year. I will run the numbers closer to the end of the year to see if that is possible? 

IDK I am taking things day at a time. I'm hoping to use swags for most of the Christmas. We may have to get creative on food here. I just hope the hit doesn't hurt us too bad. 

Mortgage is currently at 116,056.31

Thursday, August 21, 2014

I HATE my pantry, weekly update, and Mortgage Challenge

Been working on the pantry now. I picked an orange that has brown tones. Well this is ORANGE with no brown tones. And I really HATE it. BUT it's a pantry and when all is said and done I can shut the door and not see it. So I'm not spending money to repaint. So we are currently working on the floor. Hoping to gosh next week we are putting back the pantry and cleaning the heck out of this house. Because I'm soooooooo TIRED of living in this mess. My house has not been clean since July, so tired of tripping over things and moving things and you should have seen me cook dinner tonight.


So I need to start tearing apart the garden. So I brought in this guy tonight. Get him canned and go and pick another. I thought for sure he was 20 pounds. Nope 12.5 pounds. Found this one by accident. I went to pick a few red tomatoes, and nearly stepped on him. Now this squash is the squash they use to make canned pumpkin in stores. I really can't wait to grow these again.


Was out taking photos of the garden. The yellow sunflowers sure took their time blooming. They just popped this week. Crazy, but they all popped on one day, yellow everywhere.

Red velvet has been open for awhile now.


Grapes are going NUTS.


Bees, lots of bees in the garden. And as long as you leave them alone they leave you alone. Just don't accidentally get one in the crease of your arm because they will sting you. OUCH. 



Borage. I'm adding White Borage next year. How exciting. 



Yeah, hum crazy times here. Need to start tearing apart the garden. Tomatoes are just now starting to turn red. I'm dicing right now. Might have enough for a pot of sauce in a day or two? I just hope i'm not picking green tomatoes and bringing them in. Been working on herbs and getting then torn down, cut back. Moving as fast as I can. But it seems so slow!

Praying we can get the pantry done this week. Start to clean up the house, and I plan on being brutal. I would love to take another trip to goodwill when everything is done with. Hubby has next week off and my to do list is long and horrid. I'm hoping to also start school next week???? Speaking of school I finally found an online school I think I like? We will sign up Ethan first and get him started. If we like it we will sign up the other two. But then there goes my mornings. Been saving my swag money, just in case we do like the school, then we will need another computer actually two. But one for now. My computer runs slow, and needs to be restarted often. But it's the only one that can print. Well when they talk? 

Thinking of getting a geek in here when we get our tax return. Get my computer running faster? get all the computers hooked to the printer. Get the printer on the new router. I'm just not a computer person. Would love to have everything talking to each other!

Been doing good on the Mortgage front. We fell below 117,000. YEAH. Every time we fall a thousand it's like we can breath easier. It's easing the pain. Currently sitting at 116,623. Shouldn't be long before we are in the 115's if we keep going at this rate. Need to look ahead at some numbers. We've been slowly, really slowly building back up the savings, and that feels good. Just needs to keep adding to it. Very slowly. A lot of me putting off things, we can get it later, we don't need it. Or using swag money to buy something. And saying NO a lot. 

Well if you don't hear from me the pantry or garden has swallowed me whole!

Wednesday, August 6, 2014

Weekly Update & Mortgage Challenge


And it has been a week. So in the midst of cleaning out the playroom, and getting it ready for painting. This happens. Honestly it sounded like a freight train had hit the house. I actually thought the playroom wall fell down.


Three shelves of jars. I lost a lot of herbs, chicken and such. Glass everywhere. With the playroom going on (photos later you won't want to miss it!) The pantry is still a mess. Most of the glass is picked up, but I have jars everywhere, waiting for us to deal with the pantry. 


Thought I would share some garden photos. Because honestly I can't believe my garden this year. Judy is doing amazing. 


 One bed of tomatoes, but notice all that space in front? I had to move the fence because goats were just leaning over eating tomatoes. 


Everything is so tall and big. 


Pumpkin patch. 


You can't tell the size of this on screen, but it's probably a close 40 pounder right now. I have another right behind this one. Probably sitting at about 30 pounds, hard to see because he is buried.

Leo says HI. He misses his brother something awful. 

So as for our week. The truck went in, yet again, and me freaking out held back the extra house payment last week. Because we have no money. And the truck always costs us something. Sure enough 200 dollars later, so we had to scrap up some money. We also had hay delivered, two more rounds, or marshmallows. Should take the goats into September. So had to scrap up money for that. Just plain OUCH. 

So hopefully back on track this week? I paid the Mortgage, and the extra payment for this week. We are now below 117....Sitting at 116,914.59. So nice to be under the 117 mark.